Bankruptcy Basics
General facts about D.C. bankruptcy laws, including information about deciding whether to file, how to file and alternatives to bankruptcy.
Credit Reports
Information about credit reports -- what they're used for, how to correct mistakes, and how to get free reports.
Information About Credit Counseling and Courses for Debtors
Information about how to choose a trustworthy credit counseling program.
Information about Debt Collection Practices
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." Many people are unable to pay their debts on time, and debt is not always within your control. A federal law, the Fair Debt Collection Practices Act, requires that debt collectors treat you fairly, and doesn't allow certain kinds of debt collection. Of course, the law does not erase any legitimate debt you owe. In addition to the federal law, D.C. has its own debt collection law, D.C. Code §28-3814.