Home Ownership & Foreclosures
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, and (4) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format.
This FAQ provides general information about how a D.C. resident’s bankruptcy filing affects the foreclosure of homes in the District of Columbia. This FAQ does not apply to rental or investment properties or to any home that is not used as the bankruptcy filer’s primary residence.
Information regarding one-time assistance to eligible DC homeowners at risk of foreclosure or tax sale due to delinquent real property taxes.
Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.
This is a letter that you can send to the new owner of the property or the new owner's lawyer. In the District of Columbia, a property owner cannot evict a tenant just because the property was sold at foreclosure. (This is a letter for tenants only. It does not apply to former owners.)
A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live in your home. With a reverse mortgage, you can turn the value of your home into cash and not have to make monthly repayments. The total loan must be paid back when the last surviving borrower dies, sells the home, or permanently moves away. Reverse mortgages are quite a bit different from other types of debt. These loans can be complicated, and you have a lot at stake. So be sure to investigate reverse mortgages carefully before deciding if one makes sense for you.