Avoiding Predatory Lenders
Comprehensive information about predatory loans, including signs of predatory lending.
Consumer Information on Homes & Mortgages from the Federal Trade Commission
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, and (4) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format.
Foreclosure Prevention Resources
This website provides links to resources about how to avoid foreclosure.
How to File a Housing Discrimination Complaint with HUD
Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.
Reverse Mortgages
A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live in your home. With a reverse mortgage, you can turn the value of your home into cash and not have to make monthly repayments. The total loan must be paid back when the last surviving borrower dies, sells the home, or permanently moves away. Reverse mortgages are quite a bit different from other types of debt. These loans can be complicated, and you have a lot at stake. So be sure to investigate reverse mortgages carefully before deciding if one makes sense for you.
The Law and Your Home
Information about laws related to home repair and remodeling, including how to choose a contractor and what to do if the contract is violated.
