If you’re looking for help with housing costs and housing stabilty, you are not alone. Across the country there are hundreds of organizations working to help people worried about eviction or who have lost their homes. Below are resources that may be able to help.
Update on Eviction Protections
- The federal Centers for Disease Control and Prevention (CDC) moratorium is no longer in effect. On August 26, 2021, the United States Supreme Court said that the CDC did not have the authority to provide a nationwide eviction moratorium, or to pause evictions. The Supreme Court said only Congress could allow an eviction moratorium.
- However, many states, cities and counties have taken steps to help renters at risk of eviction. If you are not sure what if any protections exist where you live, the resources below can help you find a nonprofit legal aid organization and online resources that can help.
Emergency Rental and Utility Assistance
- If you are unable to pay your rent or utility bills, Emergency Rental Assistance is still available in some areas. This money can help landlords and renters who are struggling to keep up with rent and other bills. Visit the Consumer Finance Protection Bureau's (CFPB) Rental Assistance Finder to learn about eligibility and find a rental assistance program in your local area.
- The National Low Income Housing Coalition also maintains a national database of Emergency Rental Assistance programs with information about the status of each program.
Find Free or Low-Cost Legal Help Near You
- If your landlord is trying to evict you, a nonprofit legal aid program in your area may be able to help. To find free or low-cost legal help with an eviction, visit LawHelp.org's Find Help Now page and click on your state or territory. LawHelp.org is a national network of trusted nonprofit legal aid providers who help people living on low incomes and other vulnerable people such as children, seniors, and people with disabilities.
- LawHelp.org's Legal Help Guide has additional resources and links to find free and low cost legal help.
- The American Bar Association (ABA) also provides a guide to other sources of legal help and how to find an affordable lawyer in your area.
Learn about Your Legal Rights and Options
- LawHelp.org's Legal Help Finder provides links to statewide legal aid information in every state and U.S. territory that contain information such as fact sheets, self-advocacy tools or videos to help you understand your legal rights on eviction issues.
- JustShelter.org provides a directory of more of than 600 community organizations across the country working to prevent eviction and protect tenant rights.
Mortgage and Foreclosure Help
- If you are having trouble paying your mortgage, read this guide from CFPB to learn about your options.
Help with Other Basic Needs
- 211 is a free, confidential service that can help connect you to resources if you need help paying your bills, obtaining food assistance, or paying your rent. Call 2-1-1 or visit 211.org to get help.
- USA.gov's Help With Bills page provides information about government programs to help pay for phone bills, medical bills, and other expenses.