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Economic Development and Job Creation

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Buying Franchises and Business Opportunities (A Consumer Guide)

This web site contains information for people planning to start up their own businesses, or purchase a franchise in another business. The web site includes information about scams to sell businesses, marketing scams, rights to trade names, and other consumer issues.

Americans with Disabilities Act Business Connection

The Americans with Disabilities Act (ADA) is a Federal civil rights law that prohibits discrimination against people with disabilities in everyday activities, such as buying an item at the store, going to the movies, enjoying a meal at a local restaurant, exercising at the health club, or having the car serviced at a local garage. This web site contains information about the Federal laws that establish requirements for businesses of all sizes to accommodate the needs of disabled people. These requirements went into effect on January 26, 1992.

Business Plan Basics

A business plan precisely defines your business, identifies your goals, and serves as your firm's resume. The basic components include a current and pro forma balance sheet, an income statement, and a cash flow analysis. It helps you allocate resources properly, handle unforeseen complications, and make good business decisions. Because it provides specific and organized information about your company and how you will repay borrowed money, a good business plan is a crucial part of any loan application. Additionally, it informs sales personnel, suppliers, and others about your operations and goals.

Buying and Using Software

Software is a bunch of magnetic "ones and zeros," or electronic signals, that takes your thousands of dollars worth of plastic, metal and glass—your personal computer, or hardware—and animates it into something that lets you "fly" an airplane, balance your checkbook or manage your small business. Most personal computers sold today come with a "bundle" of software pre-loaded onto the computer, including basic financial, word processing, communications and entertainment software.

Buying Franchises and Business Opportunities (A Consumer Guide)

This web site contains information for people planning to start up their own businesses, or purchase a franchise in another business. The web site includes information about scams to sell businesses, marketing scams, rights to trade names, and other consumer issues.

Community Reinvestment Act: Does Your Bank Measure Up?

Community Reinvestment: Does Your Bank Measure Up? Under the Community Reinvestment Act, the Federal Reserve Banks evaluate banks' records of meeting the credit needs of communities—including low- and moderate-income neighborhoods. When banks apply for permission to expand, merge or acquire another institution, the government takes into account whether the bank has been meeting the credit needs of its community. Learn about the Congressional Act enacted in 1997 to encourage insured banks and other depository institutions to help meet the credit needs of their communities.

Employment Law Guide: Laws, Regulations, and Technical Assistance Services

This Guide describes the statutes and regulations administered by the Department of Labor (DOL) that affect businesses and workers. The Guide is designed mainly for those needing "hands-on" information to develop wage, benefit, safety and health, and nondiscrimination policies for businesses in general industry.

Establishing a Nonprofit Organization

The Learning Lab of the Foundation Center has introduced a free online tutorial on "Establishing a Nonprofit Organization." Learn all about board development, bylaws, tax exemption, staff recruitment, and fundraising for newly established nonprofit organizations. With links to online toolkits and important, basic tax forms, this could be a place to start if you are in the process of creating a local nonprofit organization. You'll learn how to select individuals to serve on your board of directors and you'll find convenient links to the federal government forms that you'll need to establish your organization as a nonprofit. You'll also find out how to set up appropriate bylaws for running your organization as well as gain access to valuable tips for recruiting and managing staff and developing your fundraising program.

Incorporating a Business

Lawline FAQ: A corporation is a distinct legal entity created by certain specific procedures of South Carolina Law, including registering the corporation in the office of the Secretary of State. Because it is a distinct entity, a corporation is treated differently from other types of business.

Setting Up an Unincorporated Business

Lawline FAQ: The simplest form of a business is a sole proprietorship. In a sole proprietorship, you dedicate a portion of your money to business use, but do not form a new legal entity. You simply use your money and run your business. No written document is necessary to form a sole proprietorship, but a tax identification number, certain city or county business licenses, and types of insurance, such as worker's compensation insurance, may be required.

Starting a Business

Starting a business can be an exciting venture offering many rewards. However, you must be prepared and you must understand the basics.

The Facts about the Microloan Program for Entrepreneurs

The Microloan Program combines the resources and experience of the U.S. Small Business Administration with those of locally based nonprofit organizations to provide small loans and technical assistance to small businesses. Under the Microloan Program, the SBA makes funds available to qualified nonprofit organizations, which act as intermediary lenders. The intermediaries use these funds to make loans of up to $35,000 to new and existing small businesses. The intermediaries also provide management and technical assistance to help ensure success.

The Law and Your Business

Business law is a huge subject. This section provides guidance for people thinking about starting a business. This web site includes information on: (1) Securing Capital, (2) State-Local Laws That Affect New Businesses, (3) Home-Based Businesses, and (4) Tax Law for Businesses.

Americans with Disabilities Act Business Connection

The Americans with Disabilities Act (ADA) is a Federal civil rights law that prohibits discrimination against people with disabilities in everyday activities, such as buying an item at the store, going to the movies, enjoying a meal at a local restaurant, exercising at the health club, or having the car serviced at a local garage. This web site contains information about the Federal laws that establish requirements for businesses of all sizes to accommodate the needs of disabled people. These requirements went into effect on January 26, 1992.

Tax Information for Charities and Other Nonprofits

These web pages from the IRS web site contain information for charities, tax exempt organizations and other nonprofit organizations.

Establishing a Nonprofit Organization

The Learning Lab of the Foundation Center has introduced a free online tutorial on "Establishing a Nonprofit Organization." Learn all about board development, bylaws, tax exemption, staff recruitment, and fundraising for newly established nonprofit organizations. With links to online toolkits and important, basic tax forms, this could be a place to start if you are in the process of creating a local nonprofit organization. You'll learn how to select individuals to serve on your board of directors and you'll find convenient links to the federal government forms that you'll need to establish your organization as a nonprofit. You'll also find out how to set up appropriate bylaws for running your organization as well as gain access to valuable tips for recruiting and managing staff and developing your fundraising program.

GuideStar - The National Database of Nonprofit Organizations

-- Great Decisions Start with Great Data. Connecting people with nonprofit information since 1994, GuideStar offers basic, in-depth, and customized data services on more than 1 million U.S. nonprofits. Choose the level of information that’s right for you.

Tax Information for Charities and Other Nonprofits

These web pages from the IRS web site contain information for charities, tax exempt organizations and other nonprofit organizations.

Americans with Disabilities Act Business Connection

The Americans with Disabilities Act (ADA) is a Federal civil rights law that prohibits discrimination against people with disabilities in everyday activities, such as buying an item at the store, going to the movies, enjoying a meal at a local restaurant, exercising at the health club, or having the car serviced at a local garage. This web site contains information about the Federal laws that establish requirements for businesses of all sizes to accommodate the needs of disabled people. These requirements went into effect on January 26, 1992.

Economic Development and Job Training Programs

HUD wants to strengthen communities, and economic development is an important part of that effort. Economic development is all about creating and retaining jobs in our Nation's communities. Learn about economic development programs from HUD and other federal agencies.

Business Plan Basics

A business plan precisely defines your business, identifies your goals, and serves as your firm's resume. The basic components include a current and pro forma balance sheet, an income statement, and a cash flow analysis. It helps you allocate resources properly, handle unforeseen complications, and make good business decisions. Because it provides specific and organized information about your company and how you will repay borrowed money, a good business plan is a crucial part of any loan application. Additionally, it informs sales personnel, suppliers, and others about your operations and goals.

Buying and Using Software

Software is a bunch of magnetic "ones and zeros," or electronic signals, that takes your thousands of dollars worth of plastic, metal and glass—your personal computer, or hardware—and animates it into something that lets you "fly" an airplane, balance your checkbook or manage your small business. Most personal computers sold today come with a "bundle" of software pre-loaded onto the computer, including basic financial, word processing, communications and entertainment software.

Employment Law Guide: Laws, Regulations, and Technical Assistance Services

This Guide describes the statutes and regulations administered by the Department of Labor (DOL) that affect businesses and workers. The Guide is designed mainly for those needing "hands-on" information to develop wage, benefit, safety and health, and nondiscrimination policies for businesses in general industry.

Starting a Business

Starting a business can be an exciting venture offering many rewards. However, you must be prepared and you must understand the basics.

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