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Credit Reports

Your credit report is an important part of your financial life. It can determine whether you can get credit, how good or bad the terms for getting credit are, and how much it costs you to borrow money. Learn how to get your free credit report – and why it's a good idea.

Disputing Credit Card Errors

Federal law allows you to submit a dispute and request an investigation when you discover an error in your credit report. Under the Fair Credit Reporting Act (FCRA), the credit reporting agency and the information provider are responsible for correcting inaccurate or incomplete information in your report. When you submit a dispute, the credit reporting agency must investigate the items in question – usually within 30 days – unless they consider your dispute frivolous. You don’t need a lawyer to take action. The self-help action items discussed in this presentation outline how to clean up your credit and start the new year off right.

The Truth About Credit Reports and Credit Repair Companies

This article explains what to look for in your credit report and what to do if you find any errors.

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