Debt Collection, Garnishment, Repossession

Legal Information

  • Debt Collection

    If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act. Content Detail

    Federal Trade Commission
  • Fair Debt Collection Practices FAQs

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    SC Department of Consumer Affairs
  • Lawyer Referral Service Online

    The Lawyer Referral Service Online provides a list of attorneys by county that participate in the Bar's LRS program. To find an attorney simply click the county in which you live and look for one that practices in the area of law concerning your question. Content Detail

    South Carolina Bar Association
  • Online Classrooms

    Need to represent yourself in court but don’t know how? Our Online Classrooms will guide you through the process in any of these topics: Debt Collection Defense, Guardianship, Unemployment Benefits Appeals, Getting Your Landlord to Make Repairs, and Filing for an Order of Protection. Read More

    South Carolina Legal Services - Spartanburg
  • Rules of the Road on What Debts to Pay First

    A list of rules you should follow when trying to eliminate debt. Content Detail

    South Carolina Legal Services - Columbia
  • The Law on Debt Collection

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    South Carolina Appleseed Legal Justice Center
  • Your Rights Against Debt Collectors

    This web site describes your basic federal rights in connection with debt collectors. Content Detail

    U.S. Federal Trade Commission