Common Claims under the Fair Debt Collection Practices Act
This basic explanation of the Fair Debt Collection Practices Act (FDCPA) highlights the type of violations our clients experience most often. and compares the Act to the S.C. Consumer Protection Code (SCCPC). The FDCPA covers third party debt collectors. The SCCPC covers third party debt collectors as well as creditors collecting their own debt.
Rules of the Road on Auto Repossession Part 1 & 2 - Level Up Law video
In Part I of Auto Repossession, we explore practical ways to avoid repossession, the process required of creditors and your options if your car is repossessed. In Part II of Auto Repossession Rules of the Road, we review how Article 9 of the UCC applies if you are sued for a deficiency amount after your car is repossessed and sold. Included are Article 9 violations that can be used as defenses and/or counterclaims, as well as other possible statutory and common law claims and defenses that may be available to you.
The Doctrine of Necessaries (Video) - Level Up Law
In South Carolina, this doctrine allows third-party creditors, usually hospitals, to seek payment for a hospital bill from not only the patient but also the patient’s spouse. Under this theory, the spouse is liable for the “necessaries” of the other spouse. In this episode of Level Up Law, we define the doctrine and hit the high points of how it might apply in certain situations.
What to do When Served with a Debt Collection Lawsuit
Learn what to do and how you can win the case when you are sued for the collection of a debt. S.C. Legal Services will provide general information about how to represent yourself using your own personal "Defeat Sheet".