Frequently Asked Questions About Debt Collection
If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector." You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe. This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act.
Online Classrooms
Need to represent yourself in court but don’t know how? Our Online Classrooms will guide you through the process in any of these topics: Debt Collection Defense, Guardianship, Unemployment Benefits Appeals, Getting Your Landlord to Make Repairs, and Filing for an Order of Protection.
What to Do When You Are Sued for Credit Card Debt
SCLS attorney Susan Ingles talks to clients about what to expect and do when you are being sued for credit card debt.
