This basic explanation of the Fair Debt Collection Practices Act (FDCPA) highlights the type of violations our clients experience most often. and compares the Act to the S.C. Consumer Protection Code (SCCPC). The FDCPA covers third party debt collectors. The SCCPC covers third party debt collectors as well as creditors collecting their own debt.
In South Carolina, this doctrine allows third-party creditors, usually hospitals, to seek payment for a hospital bill from not only the patient but also the patient’s spouse. Under this theory, the spouse is liable for the “necessaries” of the other spouse. In this episode of Level Up Law, we define the doctrine and hit the high points of how it might apply in certain situations.
Learn what to do and how you can win the case when you are sued for the collection of a debt. S.C. Legal Services will provide general information about how to represent yourself using your own personal "Defeat Sheet".