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Fraud and Unfair Sales Practices

Legal Information

  • Advance-Fee Loan Scams: "Easy" Cash Offers Teach Hard Lessons

    The vast majority of lenders are owned and managed by legitimate professionals. But fraudulent loan brokers and other individuals misrepresenting the availability of credit and credit terms definitely are in business. One of their favorite strategies is the "advance-fee" loan. That's when they guarantee you'll get a loan or other type of credit - but you must pay before you apply. Content Detail

    By:
    Federal Trade Commission
  • A Lotto Malarkey

    Content Detail

    By:
    Federal Trade Commission
  • Dealing with Automobile Dealerships

    To protect your legal rights and ensure that your purchase will meet your needs and provide minimal aggravation, you need to take certain steps both before and after the purchase. Content Detail

    By:
    South Carolina Bar Association
  • Dialing for Dollars

    Content Detail

    By:
    Federal Trade Commission
  • Helping Elderly Homeowners Victimized by Predatory Mortgage Loans

    Equity-rich, cash poor elderly homeowners are an attractive target for unscrupulous mortgage lenders. Many elderly homeowners are on fixed or limited incomes, yet need access to credit to pay for home repairs, medical care, property or municipal taxes, and other expenses. The equity they have amassed in their home may be their primary or only financial asset. Predatory lenders seek to capitalize on elders' need for cash by offering "easy" credit and loans packed with high interest rates, excessive fees and costs, credit insurance, balloon payments and other outrageous terms. Content Detail

    By:
    National Consumer Law Center
  • Fundraisers Calling on Behalf of Police and Firefighters

    As a businessperson, you may want to contribute to law enforcement or public safety groups in your community or buy advertising in publications that seem to be sponsored by nonprofit organizations. While you give back to the community that supports your business, be sure to apply the same savvy you use to make your business decisions when you consider your response to a fund-raising appeal. Content Detail

    By:
    Federal Trade Commission
  • Lawyer Referral Service Online

    The Lawyer Referral Service Online provides a list of attorneys by county that participate in the Bar's LRS program. To find an attorney simply click the county in which you live and look for one that practices in the area of law concerning your question. Content Detail

    By:
    South Carolina Bar Association
  • Avoiding Living Trust Scams: A Quick Guide for Advocates

    Dishonest living trust salespeople prey on seniors' fears that after their deaths, their life savings and assets will be stolen by the government or by predatory probate attorneys. These salespeople use high-pressure tactics and deceptive claims to coerce vulnerable seniors into buying a product that many of them don't need. Seniors are bombarded with advertisements, phone calls, and pitches from door-to-door salespeople insisting that living trusts work best for everyone. This may be true for some. For others, buying a living trust is simply a waste of limited resources. Content Detail

    By:
    National Consumer Law Center
  • Consumers' Right to Cancel Door-to-door Sales Contracts

    Lawline FAQ: A consumer's right to cancel certain contracts is referred to as his "right to rescind" that contract. When consumers are in their own, or someone else's home they cannot walk away from a salesperson as they would in a retail store, and they are often persuaded to make a purchase by a skillful salesperson. For that reason, there are both state and federal laws which allow consumers to cancel credit sales contracts entered into in such situations. Content Detail

    By:
    South Carolina Bar Association
  • FTC Website - Investments

    This web site contains information about investments and investment scams to watch out for. Content Detail

    By:
    Federal Trade Commission
  • FTC Web - Weighing the Claims in Diet Ads

    This web site contains consumer information about health, diet and fitness and scams for the unwary. Content Detail

    By:
    Federal Trade Commission
  • Avoiding Retirement Fraud

    Content Detail

    By:
    US Securities and Exgange Commission
  • Home Improvement Scams Alert

    Many low-income elderly homeowners are targeted by scam artists who use high pressure tactics to sell unneeded and overpriced contracts for "home improvements." Often these scam artists charge more than their quoted prices or their work does not live up to their promises. When the senior refuses to pay for shoddy or incomplete work, the contractor or an affiliated lender threatens foreclosure on the senior's home. Content Detail

    By:
    National Consumer Law Center