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Insurance, HMOs, and Managed Care

Legal Information
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Choosing a Health Plan That Is Right for You

Your employer, Medicare, or Medicaid may soon tell you that you need to choose a health plan. This guide answers three important questions: What does it mean to choose a health plan? How do I make the right choice? What do I do if things go wrong?

Continuation of Health Coverage — COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

Health Insurance/HMO - General Information

La conexión para la traducción Española está en la derecha.

Health Insurance Plans and Health Benefits

This web site contains information and fact sheets about (1) your rights to health care when you change jobs, (2) the health care rights of women, mothers and newborns, (3) mental health benefits rights, (4) rights to know what your health care plan contains, (5) how your health plan benefits are affected by your employers' bankruptcy and much more. Some of the information is in PDF format.

Continuation of Health Coverage — COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

Continuation of Health Coverage — COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

Continuation of Health Coverage — COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102 percent of the cost to the plan.

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