Housing

After a Disaster: Repairing Your Home

If your house has been damaged by a natural disaster - flood, fire, snow/ice, tornado or earthquake - chances are you're on the hunt for a reputable contractor to help with repair and restoration. Inevitably, the demand for qualified contractors after a disaster usually exceeds the supply. Enter the home repair rip-off artist, who may overcharge, perform shoddy work or skip town without finishing your job.

Americans with Disabilities Act

The Americans with Disabilities Act (ADA) prohibits discrimination against people with disabilities in employment, transportation, public accommodation, communications, and governmental activities. The ADA also establishes requirements for telecommunications relay services.

America's Youngest Outcasts: South Carolina

Infographic that documents the number of homeless children in South Carolina, their well-being, their risk for child homelessness, and state level planning and policy efforts.

Avoid Foreclosure Rescue Scams (Video)

Scammers are targeting people having trouble paying their mortgages. These so-called foreclosure rescue companies promise to stop foreclosure. But they're out to make a quick buck, and can turn a homeowners distress into disaster.

Buying a Mobile Home: Laws the Manufacturer, Dealer and Seller Must Follow

When you’re buying a mobile home, there are many laws the manufacturer, dealer and lender must follow. In this episode of Level Up Law we take a look at some of the laws that protect you from making a hasty decision you may regret.

Common Questions of First-time Homebuyers

This document contains frequently asked questions that first-time homebuyers have about purchasing a home.

Eviction

Lawline FAQ: This information outlines when and how a landlord may evict a tenant, and it will also discuss a tenant's remedies for unlawful eviction. Most of the law on this subject is set forth in the South Carolina Residential Landlord and Tenant Act, which will be referred to as the "Landlord and Tenant Act", and may not apply to commercial or business leases.

Eviction Process

PDF document (may load slowly).

Federal Mortgage Programs

This document contains information about federal programs to help you purchase your own home with a low-cost mortgage. HUD's Federal Housing Authority (FHA) has mortgage insurance to help you become a homeowner. FHA doesn't actually make loans. Instead, it insures loans so that if buyers default for some reason, the lenders will get their money. This encourages lenders to give mortgages to people who might not otherwise qualify for a loan. You may be able to get an FHA loan 3% down, or even less! Talk to an FHA-approved lender about itto see if an FHA loan might be right for you.

Federal Protections Against National Origin Discrimination

Federal laws prohibit discrimination based on a person's national origin, race, gender, color, disability, religion, or familial status. This document explains your rights in more detail.

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